Submission to bind
Carrier appetite is scored and markets are ranked, premium is computed automatically, and bind-audit gates run before and after every bind. Nothing binds without passing both checks.
The operating platform for trucking & specialty insurance
One platform, from first submission to bind to claim.
Insforce AI carries a risk through quoting, carrier appetite scoring, bind-audit gates, in-force servicing, renewal, and claims, for MGAs with full binding authority and retail agencies that submit and relay.
Built for MGAs, retail agencies, and franchise networks of either.
Trusted by teams across
Managing General AgentsRetail agenciesUnderwritersFranchise networksTrucking & specialty risk teams
Platform overview
One record, from submission to claim.
Insforce AI keeps underwriting, binding, servicing, accounting, and claims on the same account and policy record. Nothing splinters into a separate system.
Before this policy binds
Pre-bind and post-bind checks
Passed
In-force servicing
Endorsements, certificates, renewals, and claims all stay attached to the same policy record instead of scattered across email and spreadsheets.
Compliance built in
Surplus-lines tax and stamping, MC filings, and an immutable audit trail on every status change. Not a bolt-on, part of how the record works.
01Score carrier appetite and rank the best fit
02Rate, quote, and pass bind-audit
03Service, renew, and file claims on the same record
Operational signals
See what needs attention before it slows the team down.
Built-in analytics give managers a live view of queue speed, account activity, and where placement or servicing is slowing down.
Team dashboardQueue pace, renewal load, and service backlog
Updated hourly
Q1Q2Q3Q4
On-time follow-up87%
Renewal exceptions11
Open service items24
Working rhythm
From submission to bind, on one operating record.
Underwriting, bind-audit, service, accounting, and franchise leadership all work from the same account and policy record. No separate systems to reconcile.
Operational proof
Signals that show why teams rely on Insforce AI.
Shorten the path from request to completed action.
Replace scattered email chains with a clean queue for requests, approvals, and routing.
Give every operator the same view of what needs attention.
Surface renewals, service items, and policy changes in one record so nothing gets lost between teams.
Support more locations without adding more manual work.
Standardized workflows let the book grow without creating a heavier admin load.
Built for how you do business
Pick the authority level your business runs on.
Start as a single MGA or retail agency, or run a franchise network from day one. If you grow into a network later, turning it on is a quick setup step, not a months-long project.
MGA and MGA Franchise
Full binding authority on carrier paper, with the rating engine, carrier appetite scoring, and mandatory bind-audit gates enforcing every bind.
- MGA edition: full delegated authority. Rate, bind on carrier paper, and own your surplus-lines and MC filings.
- Retail edition: submit and relay with IVANS carrier downloads and rater imports, with market-fit guidance included.
- Franchise overlay on either edition: bring sub-agencies onto one network with white-label branding and network-wide reporting.
Retail and Retail Franchise
Place business with MGAs and carriers, with IVANS carrier downloads and rater imports and advisory market-fit guidance included.
Binding authorityNot required
Carrier downloadsIVANS / AL3
Franchise overlayAvailable
Insforce AI is built for trucking and specialty insurance. One platform that carries a risk from first contact through quoting, binding, in-force servicing, renewal, and claims.
How Insforce AI helps across your organization
One operating model, clear value for every team.
The product promise is operational: reduce chasing, tighten visibility, and keep service work attached to the same account context.
Carrier appetite scoring and rating run before a quote goes out, so markets get ranked instead of guessed at.
Pre-bind and post-bind audit gates are mandatory. A policy cannot bind without passing both, and surplus-lines/MC filings are tracked alongside it.
Endorsements, certificates, and renewals stay on the policy record from the moment they open.
FNOL through resolution tracked against the same account and policy history underwriting already has.
Commission splits, overrides, and reconciliation tie back to the bind event, not a separate ledger.
Network-wide reporting and governance across every sub-agency, without giving up per-location autonomy.
Advantages
A tighter operating picture without unnecessary complexity.
Trucking and specialty risk. DOT/MC, CAB, MVR, and VIN data are first-class, not generic fields repurposed for insurance.
Bind on your own carrier paper as an MGA, or submit and relay as a retail agency. Either way, it is the same platform underneath, so switching later does not mean switching software.
Turning a single agency into a network is an administrative action here, not a re-platforming project.
FAQ
Common questions about the Insforce AI platform.
What is Insforce AI?
Insforce AI is a multi-tenant platform for the commercial trucking and specialty insurance market. One system that carries a risk from first contact through quoting, binding, in-force servicing, renewal, and claims, plus accounting, compliance, rating, and reporting.
Who is it for?
MGAs with delegated underwriting authority, retail agencies placing business with MGAs and carriers, and franchise networks running either one across multiple locations.
What is the difference between MGA and Retail?
MGA holds binding authority: rating, carrier appetite scoring, bind-audit gates, and surplus-lines/MC filings. Retail places business with MGAs and carriers, with IVANS carrier downloads and rater imports. Retail does not bind.
How does bind-audit control work?
Every bind has a mandatory pre-bind and post-bind audit gate. Binding is invalid without both passing. It is enforced by the platform, not left to a checklist.
Can a single agency become a franchise network later?
Yes. Turning a single agency into a multi-location network is a quick setup step, not a switch to different software or a months-long rebuild.
Latest news
What is new across the Insforce AI platform.
Bind-audit gates: why binding is invalid without both checks passing.
Every bind on Insforce AI runs a mandatory pre-bind and post-bind audit, enforced by the platform, not left to a checklist a producer can skip under deadline pressure.
July 20263 min read
Franchise-wide earned-premium summary reporting
One report across every policy in a franchise network, with written, earned, and unearned premium in a single export.
Carrier and MGA master data now first-class
Carriers are shared platform reference data with franchise-editable relationships, replacing free-text carrier fields.
Talk to us
Talk to a real person about your book.
Tell us whether you are an MGA, a retail agency, or running a franchise network, and where things slow you down today. Someone from our team will follow up directly.